VA Home Loan Program

1. Department of Veterans Affairs (VA) Home Loan Program:

• Website: VA Home Loans
• Benefits: No down payment requirement, no private mortgage insurance (PMI), competitive interest rates, and limited closing costs.
• Eligibility: Active-duty service members, veterans, and certain National Guard and Reserve members.

Financial Assistance and Counseling

2. Veterans United Home Loans:

• Website: Veterans United
• Services: Specializes in VA loans, provides educational resources, and offers 24/7 customer support.

3. Navy Federal Credit Union:

• Website: Navy Federal
• Services: Offers VA loans, mortgage calculators, home-buying education, and services tailored to the needs of active-duty personnel.

4. PenFed Credit Union:

• Website: PenFed Credit Union
• Services: Offers competitive mortgage rates, educational resources, and home-buying tools.

Homebuyer Education

5. HUD Housing Counseling:

• Website: HUD Housing Counseling
• Services: Provides free or low-cost housing counseling services, including pre-purchase advice and foreclosure prevention.

6. Consumer Financial Protection Bureau (CFPB):

• Website: CFPB
• Resources: Provides guides and tools for homebuyers, including specific information for military personnel.

Relocation and Deployment Considerations

7. Military OneSource:

• Website: Military OneSource
• Services: Offers comprehensive support for relocation, financial counseling, and home-buying resources tailored to active-duty members.

8. Defense Finance and Accounting Service (DFAS):

• Website: DFAS
• Resources: Provides information on military pay, allowances, and financial planning, which is crucial for home-buying decisions.

Local and State Programs

9. State Veterans Affairs Offices:

• Website: National Association of State Directors of Veterans Affairs
• Services: Many states offer additional benefits for military personnel, including property tax exemptions and state-sponsored home loan programs.

10. Local Community Programs:

• Action: Check with local housing authorities and military bases for additional assistance programs tailored to active-duty service members.

Online Resources and Tools

11. Military.com Home Buying:

• Website: Military.com
• Resources: Articles, guides, and tips specifically for military homebuyers.

12. Homeownership for Military Personnel:

• Website: Homes for Heroes
• Resources: Discounts and benefits for military personnel in the home-buying process.